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Second Chance Checking

At Bank of Texas we are giving you the chance to wipe away the past! We understand that life can be complicated and mistakes happen. That's why we have developed the Second Chance Checking account designed to let you start over even if you have been turned down for a checking account due to credit problems or other reasons.

Second Chance Checking provides unlimited check writing, plus a number of free services :
  • Free Visa Check Card
  • Free ATMs Nationwide
  • Free Online Banking with unlimited Free Online BillPay
  • Overdraft Protection Available
  • Monthly imaged statement
It's Easy to Get Started:
  • Visit a banking center or call our 24-Hour ExpressBank.
  • $50 minimum opening deposit
  • $8.95 monthly maintenance fee and the ability to switch to a different Bank of Texas checking product, such as Free Checking 2.0 after only five months.
  • Minimum requirements are still necessary to open a Second Chance Checking account. Ask a Consumer Banker for details.
†Additional details regarding 2nd Chance Checking:
  • Your Bank of Texas Check Card will have a daily purchase limit of $150
  • You may have the ability to switch to a different Bank of Texas checking product after only five months, provided your account has been managed appropriately, at the discretion of the bank.


 Highlights
Change is Coming to Your Account!
>> Don’t lose the convenience of Overdraft Coverage. To learn how to retain your Overdraft Coverage, click here.
Financial Position Update
>> For more information on our stable financial position, please click here.

To find out more information about BOK Financial, our parent company, please click here.
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