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Checking Accounts

Free Business Banking Checking
Designed as a free account for businesses that have fewer than 200 transactions a month (checks written, items deposited, deposits and transfers).
  • No monthly maintenance fee.
  • 200 free transactions; $.50 per transactions over 200
  • Free check imaged statements
  • Free Online Banking
  • Free BillPay; $0.50 per transactions over 15
  • Access your business checking and savings accounts with your Commercial Client Service Representative. Check your balance, determine if a specific check has cleared, verify your deposits and transfer funds between your Bank of Texas accounts.
  • For extensive business account information, use NetConnect* Business Edition, our online information reporting system.

Business Checking
Designed for businesses with moderate transaction volume.

  • $10 monthly fee
  • $.45 per deposit or credit
  • $.20 per check or debit
  • $.11 per item deposited (includes $.04 encoding fee)
  • A bank administered earnings credit rate will be applied to offset transaction charges and account fees.

Commercial Checking
Designed for businesses that require a wide range of banking services and have medium to high transaction volumes and account balances.

  • Detailed monthly account analysis statement that includes average balance levels and activity charges.
  • Competitive earnings credit rate applied to offset transaction charges and account fees.
Business Investor Checking
Designed for sole proprietorships and nonprofit organizations.
  • $9 monthly maintenance fee if minimum daily balance falls below $1,000
  • $.30 per transaction and $.15 per deposited item if minimum daily balance falls below $5,000
  • Unlimited check writing
Save Some Time!
>> Free Small Business Online BillPay takes the hassle out of paying bills. Click here to learn more.
Plan for the Future.
>> Keep the privately-owned business growing. Click here to see how we can help.
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