SMALL BUSINESS CHECKING
Checking
products designed for businesses with simplified needs.
Free Small Business Checking
Designed as a free account for businesses that have fewer than 200 transactions a month (checks written, items deposited, deposits and transfers).
- No monthly maintenance fee.
- Free Business Check Card. Business Check Card transactions do not count toward the transaction limit.
- Free Online Banking and BillPay.
- 200 free transactions; $.50 per transaction over 200.
- Access your business checking and savings accounts with our 24-Hour ExpressBank. Check your balance, determine if a specific check has cleared, verify your deposits and transfer funds between your Bank of Texas accounts.
Business Checking
Designed for businesses with moderate transaction volume.
- $15.00 monthly maintenance fee
- $.30 per deposit or credit
- $.15 per check or debit
- $.15 per item deposited
- A bank administered earning credit rate
will be applied to offset transaction
charges and account fees.
Business Investor Checking
Designed for sole proprietorships and nonprofit organizations.
- $9 monthly maintenance fee if your minimum daily balance for the month falls below $1,000
- $.30 per transaction and $.15 per deposited item if minimum daily balance falls below $5,000
- Unlimited check writing
- Earn interest with tiered rates
Commercial
Checking
Designed for businesses that require a wide range of banking services and
have medium to high transaction volumes and account balances.
- Detailed monthly account analysis statement that includes average balance
levels and activity charges.
- Competitive earnings credit rate applied
to offset transaction charges and account
fees.
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